Bensenville is one of the few towns that requires a certificate of occupancy for closing. The village inspects the property and a creates a long list of code enforcement items that need repair. In the closing I am handling now, the village asked for 38 repair items. Either the seller has to repair the items or the buyer must agree to do the repairs after closing. This is kind of tough, especially since many buyers and sellers don’t know about the certificate of occupancy. If you don’t get the certificate, the buyer could get dragged to housing court after closing.

On a positive note, they have a grant program in which they give $5,000 to homeowners to repair these items.  The buyer does not have to pay back the grant, but must submit to annual property inspections.

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